Spread The Cost

Finance Your New Sofa

Pay for your new sofa in instalments with Klarna or Clearpay. No interest, no hidden fees — just simple, flexible payments at checkout.

Klarna

Pay in 3

Split your purchase into 3 interest-free payments. The first payment is taken at checkout, with the remaining two collected automatically every 30 days.

  • No interest, no fees if paid on time
  • Available on orders over £50
  • Instant decision at checkout
  • Soft credit check — won't affect your score
  • Manage payments through the Klarna app

Clearpay

Pay in 4

Split your purchase into 4 interest-free fortnightly payments. The first payment is taken at checkout, with the remaining three collected every 2 weeks.

  • No interest, no fees if paid on time
  • Available on orders over £50
  • Instant approval at checkout
  • No impact on your credit score
  • Manage payments through the Clearpay app

How It Works

1

Shop as Normal

Browse our range and add your chosen sofa to the cart.

2

Choose Your Option

At checkout, select Klarna (Pay in 3) or Clearpay (Pay in 4) as your payment method.

3

Get Approved Instantly

Complete a quick application — instant decision, no paperwork. Your sofa is on its way.

Finance FAQs

Can I pay monthly for a sofa?

You can spread the cost with interest-free instalments through Klarna (3 payments) or Clearpay (4 payments) — a simple alternative to paying all at once.

Who is eligible?

Available on eligible orders at checkout. You must be a UK resident aged 18 or over; Klarna and Clearpay make the approval decision.

Will it affect my credit score?

Klarna runs a soft credit check that won't affect your score. Clearpay reports no impact on your credit score.

Is there any interest or a fee?

No interest and no fees when you pay on time.

How do I choose it?

Select Klarna or Clearpay as your payment method at checkout — the decision is instant.

What if I miss a payment?

Late fees may apply. Klarna and Clearpay show their full terms before you confirm.

Important Information

Klarna and Clearpay are provided by third-party payment providers. Approval is subject to status and eligibility checks. Late payments may incur fees — please check the provider's terms before proceeding. Finance options are available on eligible products at checkout. If you have any questions about paying for your sofa, contact us on 01228 581242 or sales@lswsofas.co.uk.